Closing Checklist

Central Virginia’s closing experts since 1996!

The real estate closing process

We are committed to taking the stress out to ensure a smooth and successful closing process. When you choose to work with Appomattox Title Company, Inc, you can rest assured knowing that we provide efficient, professional closing services, handling every step of the process with a personalized approach.

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Closing starts before closing day. We are here to guide you from start to finish.

This checklist can help you know what to expect:

Immediately upon acceptance of the final contract:

Order a home inspection
Determine if you would like a radon inspection done and order it from the home inspector
Provide your lender with a copy of the contract and discuss locking in your interest rate (Remember: You usually only have five days from the contract date to apply for the mortgage loan, which is why pre-approval before you start looking, is essential.)

During the Home Inspection:

One to two weeks following the acceptance date of the final contract:

Have your agent create an inspection addendum for items noted by the home inspector that you request the seller to remedy
Reserve a moving truck or schedule a moving service
Review seller's termite letter (wood infestation report)
Schedule the closing date and time with us at Appomattox Title Company, Inc

Two weeks before the closing date:

Contact insurance company to set up homeowner's policy (Which should take effect the day of closing)
Call the lender and inquire if additional information is needed.
Get a change of address package from the post office and begin the notification process.
Order a survey if desired (please let us know if you want a survey as early as possible to ensure delivery for closing. Contact us for more details).

One week before closing:

Make contact with the lender to ensure that the closing date is on schedule
Get directions to our office for closing. (Check out our app for directions)
Schedule utility transfers
Request certified funds for closing (some funds take three days to clear – for stocks, home equity loans, etc.)

Day before closing:

Conduct a walk-through to verify the condition of the house is the same as when put under contract
Be sure to double-check the inspection items have been addressed
Get certified funds for closing
Review the HUD I Settlement Statement to verify that the terms of the agreement are correct